Student Loans

A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. Unfortunately, if you search for student loans in the Philippines through the Internet, it may not be easy finding one that is reliable or legitimate. Worse, the few reputable companies that provide student loans don’t appear on top of search results and are overwhelmingly covered by search engine optimized content. Although many students struggle to finance their studies, your personal financial situation shouldn’t prevent you from going to college, since an investment in your personal education will most likely pay off itself. Various statistics have shown, that college educated people have higher average salaries. We are all aware that here in Ph, you should be a top student for you to be able to get a student loan. How about those students who are not gifted to be on top but really want to finish their studies? There are tuition free universities in European Countries such as Norway, Sweden and Germany. And those countries are included in the list of rich countries. Philippines, as one of the 3rd world countries cannot offer free universities, should at least compensate for that by giving an accessible student loan for all college students who can’t really afford to send their selves to school. Our government should give focus to students and their education because even our National hero himself believes that “Kabataan ang Pag-asa ng Bayan”.

According to the Merriam Webster’s definition, the knowledge, skill, and understanding that you get from attending a school, college, or university. And I know for a fact how aware everyone is about how important Education is. The first question we frequently heard is why education is needed? I’ve listed down some of the importance of Education. First, education broadens our horizon and our views. From ignorance it takes us to the path of enlightenment. Second, education is a ladder to success. It may be true that education and good grades doesn’t really define your future but would you really put your future at risk and depend on luck just because you don’t have a degree of education. Third, don’t you just love it when you look beyond and you imagine yourself years from now and you can see yourself proud and near your goal because you surpass the hardship of school and entitled to your own degree? These reasons I gave are just a few of the million reasons why we should study and be educated.


But the real dilemma is not about the students or the education itself. The problem is that, poverty hinders our chance to study and be successful. Our country is one of those struggling countries who don’t have enough funds for the Education Department. Majority of the people here can’t go to College or Universities because they lack in terms of financial. Some are lucky enough to be talented and intelligent to be able to afford scholarship. But what about those people who are poor and are not really blessed when it comes to Intelligence and talent? Are they just going to accept their fate to be education less for the rest of their lives?


A right to education has been recognized by some governments, including at the global level: Article 13 of the United Nation 1966 and in some countries, college fees are really free. I do think that education is more important than most things and should be prioritized by our country. Many Filipino’s want to go to college but can’t because of the fact that they are poor.





An Advocacy by Ms. Sayuri Bolante of HRM161

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    I am better than Rizal because I am an empowered woman.

  2. According to Republic Act No. 6728. the student loans schemes is a systems called “Study now, pay later.” for me as a student the advantage of this scheme is to help poor filipinos financialy and at the same time to help them to pursue their dreams even if they are poor. because The surest way to advance in life is to get an education. A student loan program,is very much a welcome addition to the limited options of students without sufficient means to study. it helps many Filipinos to finish their studies.

  3. sipag at tiyaga ang kailangan

  4. National- It tells something about how hard it is particularly for Filipinos to get a college education, thus advocating student loan offers from the government.

  5. Ramos Joseph – FIN 144

    RA 999

    This law provides free 4 year course for 2 children per family to the less fortunate families. Gov’t will provide everything that students needed.

    All universities and colleges can be enrolled

    Universities/Colleges that violates this law shall be fined 50,000php per student that they declined.

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